Every year, consumers all across the country are out in stores and online making purchases for those special people in their lives.
With that said, the holiday season is also the time of year when credit and debit card hacking and fraudulent purchases are rampant. It is during this time where you need to do everything possible to avoid any card issues.
The best way to do this is by using a service like Apple Pay.
On top of it being pretty convenient, it does serve as a great way to make your payment info more secure.
Essentially, how Apple Pay works is when you make a purchase on a credit or debit card, it doesn’t give your card information to the merchant and instead gives the merchant a one-time security code that tells the merchant you have the money in your account to pay for item(s) you are trying to buy.
Furthermore, the service verifies who you are through Face ID or Touch ID, depending on the device you’re using.
Holiday season shopping can be stressful, whether that is fighting traffic on the streets, getting through the crowds at the malls and stores, and combating any sort of shortages that might come along the way on certain products.
The good news is popular retailers like Target, Barnes & Noble (in-store only), Apple, Best Buy, Etsy, Costco, and others do accept Apple Pay in 2022.
Better yet, at places where you use Apple Pay with your iPhone, Apple Watch, or online, you can earn 2% in Daily Cash for Apple Card users. At select businesses, you can get 3% in Daily Cash.
Those 3% Daily Cash merchants include Apple, Ace Hardware, Uber, Uber Eats, Walgreens, Duane Reade, Nike, Panera Bread, T-Mobile, and ExxonMobil.
To end this little article, I will give you a challenge for this holiday season.
Do all of your holiday season shopping with Apple Pay. I have personally been doing it for about five years now and have had pretty much no issues doing so. I’d also recommend getting your shopping done early/as soon as possible to beat the other shoppers to it.
How do you plan on using Apple Pay this holiday season? Comment below or let us know on Twitter at @appleosophy.
