Apple Pay has quickly become one of the most convenient and secure ways to pay in the United States. So let’s take a look at the US stores, restaurants and platforms that accept Apple Pay. This includes a look at online casinos and sports betting sites.
Major US retailers that accept Apple Pay:
• Target
• Walgreens
• Whole Foods
• Costco (in-store only, Visa cards required)
• Best Buy
• McDonald’s
• Starbucks
• Nike
• 7-Eleven
• CVS (in-store terminals vary by location)
These major chains help Apple Pay cover millions of US checkout counters.
Apple Pay has become a staple in both physical and online shopping, with 550-600 million users worldwide. It offers a secure and fast contactless payment option that makes everyday transactions smoother and safer.
Online and App-based retailers
Many popular US-based platforms accept Apple Pay. This makes it easy to shop and travel or order services without entering credit card details.
Some examples include:
- Airbnb: Book accommodation instantly.
- Etsy: Support independent sellers while paying securely.
- Groupon: Purchase deals with Apple Pay.
- Uber, Lyft: Pay for rides seamlessly with just your iPhone.
- Nike.com
- Adidas
- Sephora
- Instacart
- Ticketmaster
- Disney and Apple Store online
Apple Pay’s integration ensures your purchases are secure, fast and trackable.
Online casinos & sports betting
Apple Pay isn’t just for shopping; it’s increasingly popular for online casinos and sports betting apps. Many platforms now accept Apple Pay. This gives users an instant way to fund accounts and place bets.
Some examples include:
- Major online casinos that allow Apple Pay deposits and withdrawals.
- The top sports betting apps that are listed on this page and are ranked and reviewed by Covers.com, a trusted sports betting resource known for expert analysis, odds comparisons, and insights across major leagues. You’ll also find key features and bonuses highlighted for each app, helping you choose the best one for your style of play.
Using Apple Pay on these platforms eliminates the need to share bank details directly with gambling sites while enabling fast and secure transactions.
Big-box and department stores accepting Apple Pay
Many of the nation’s largest retailers have embraced Apple Pay for faster checkout and enhanced security.
Some examples include:
- Target: Seamless checkout for groceries, electronics and clothing.
- Best Buy: Pay for electronics and appliances using Apple Pay in-store.
- Staples, Office Depot, OfficeMax: For office supplies and tech products.
- Crate & Barrel: Furniture and home goods.
Using Apple Pay in these stores not only speeds up the checkout process but also adds biometric authentication for added safety.
Transit & Gas Stations
Apple Pay is heavily used for commuting and fueling up:
• Gas stations like Shell, Chevron, ARCO (varies), Speedway
• Public transit systems in NYC, LA, Chicago, DC and more
Tap-to-ride adoption keeps growing in major metro areas.
Grocery and drug stores
Grocery shopping is one of the most frequent use cases for Apple Pay in the US.
Stores include:
- CVS, Walgreens: Pick up prescriptions or household items quickly.
- ALDI: Contactless checkout for groceries.
- Costco (select locations): Fast and secure payment for bulk shipping.
- Rite Aid, Meijer: Smooth transactions without cash.
These retailers make everyday shopping convenient. This eliminates the need to handle physical cards or cash.
Restaurant and fast food chains
Apple Pay has become increasingly popular in the food sector. This lets customers pay quickly without touching cash or cards.
Supported chains:
- Starbucks: Use Apple Pay via mobile app or in-store.
- Chick-fil-A, Dunkin, Burger King, Subway: Quick and contactless payment options.
- Delivery apps: Uber Eats, Postmates and DoorDash accept Apple Pay for fast checkout.
This convenience is especially helpful for mobile orders and busy locations where every second counts.
Apple Pay features in 2025
Apple Pay continues to innovate and improve convenience and flexibility for US users:
- In-store installments: Pay in installments for qualifying purchases in participating stores.
- Cross-browser checkout: Pay seamlessly across different browsers for online shopping.
- Rewards integration: Redeem credit card rewards directly through Apple Pay.
These features make Apple Pay a compelling choice for everyday shopping and online transactions.
How to find Apple Pay locations in the US
Finding stores that accept Apple Pay in the US is easier than ever, thanks to several tools and apps that make it simple to locate merchants near you. Whether you’re running errands, grabbing coffee, or shopping for groceries, knowing which locations accept Apple Pay can save time and make transactions smoother.
Apple Maps: One of the easiest ways to identify Apple Pay-enabled locations is through Apple Maps. Simply search for the store or restaurant you plan to visit and look for the Apple Pay logo in the business details. Apple Maps often highlights contactless payment options along with store hours, directions and customer reviews. This makes it a convenient all-in-one tool for planning your shopping trips.
Apple Wallet: Another reliable option is the Apple Wallet app itself. Many users overlook the “find locations” feature, which allows you to search for nearby merchants that accept Apple Pay. This is especially useful when traveling or visiting unfamiliar neighborhoods, as it provides a quick reference for contactless payment options and even shows the distance and directions to each merchant.
Retailer websites and apps: Most major US retailers provide detailed information about accepted payment methods on their websites or mobile apps. For example, store locator pages often include icons or notes specifying whether Apple Pay is supported at each location. Checking the official website before visiting a store is a great way to avoid surprises at the checkout and ensure you can plan your visit accordingly.
Supported banks in the US
Most US-issued debit and credit cards now work with Apple Pay, including major players like:
• Chase
• Bank of America
• Wells Fargo
• Capital One
• American Express
Coverage varies for regional banks and prepaid cards, so Apple Wallet’s card-support checker is helpful before adding a new card.
Notable US exceptions
While Apple Pay is widely accepted across most major retailers in the United States, there are still some exceptions. Certain stores continue to rely on their proprietary payment systems or choose not to support digital wallets at all. Being aware of these exceptions can save you time and prevent frustration at checkout.
Walmart: Walmart remains the highest-profile holdout, focusing on Walmart Pay.. This works through the Walmart app and links directly to credit or debit cards.
CVS & Rite Aid: Most CVS and Rite Aid locations now do support Apple Pay at contactless terminals, though their apps may push alternative methods.
Other smaller retailers: Some smaller chains or independent stores may not accept Apple Pay due to the cost of upgrading POS systems or concerns over transaction fees. In these cases, cash or traditional credit/ debit cards are used.
Why Apple Pay matters
Apple Pay continues to be one of the most secure and convenient payment methods in the US. From the grocery stores and big-box retailers to restaurants, online shopping and even sports betting platforms, Apple Pay offers speed, security and simplicity.
For online entertainment like casinos and sports betting, Apple Pay provides instant deposits and withdrawals, giving users peace of mind while engaging in online gaming. As adoption grows, Apple Pay remains a versatile tool for everyday payments. This helps Americans shop, dine and gamble safely and efficiently.
Security & Privacy: Why Merchants Love It Too
Apple Pay uses device-based biometrics and tokenized card numbers. Merchants never see your actual card data, which reduces fraud exposure and speeds up checkout.
