Panera Bread to lose 3% Daily Cash Apple Card merchant status in 2025

Avatar for David Becker

All good things must come to an end and it looks like that’s what will be happening with Apple Card early next year.

In the Wallet app, specifically in the “Rewards & Offers” section of the app when you have your Apple Card opened, if you scroll to Merchant Benefits and tap the “See Details” part of it, it reveals that as of February 1, 2025, Panera Bread will no longer be a 3% Daily Cash Apple Card merchant.

Panera Bread has been a 3% Daily Cash merchant for Apple Card users since August 2020, and was first reported by us back in July 2020.

The good news is Apple did just add two brand new merchants last week for 3% Daily Cash merchants which are both ChargePoint and Booking.com.

Other current 3% Daily Cash merchants include Ace Hardware, Exxon, Mobil, Nike, T-Mobile, Duane Reade, Walgreens, Uber, and UberEats.

What are your thoughts on Panera Bread no longer being a 3% Daily Cash merchant in February 2025? Comment below or let us know on X at @appleosophy.

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